Preventing identity theft for dummies by Michael J. Arata Jr.

By Michael J. Arata Jr.

Twenty-seven million americans were sufferers of id robbery within the final 5 years and the entire rate of id robbery ways $48 billion in keeping with yr (total expenditures to companies are $43 billion and the direct price to shoppers is $5 billion)These unbelievable statistics have brought on safety advisor Michael Arata to supply readers with the assets they should protect themselves opposed to id theftIn this important publication, Arata deals easy-to-follow, basic recommendation on realizing identification robbery, minimizing hazard, protecting vigilance, determining who to percentage own info with, determining hard-to-guess PINs, picking victimization, reviewing a credits file, charting a plan of action, resolving credits difficulties, reclaiming stable credits, and masses moreExplains easy methods to recuperate effectively if id robbery does occurAuthor Michael Arata, CISSP, CPP, CFE, ACLM, is a veteran of the protection with greater than fifteen years of expertise

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Additional info for Preventing identity theft for dummies

Example text

You will now be notified if you have a fraud alert on your credit report. Printing of entire card numbers on receipts is eliminated by 2007. Only the last five digits will appear on the slip. Will help you keep your credit card numbers more secure. One call opt-out. You call one bureau and you opt out with all three. Only last four digits of SSN printed on credit report. Protects your SSN from being overexposed. Address discrepancy notification. You are alerted to address changes you didn’t make.

30 Part I: Getting the Scoop on Identity Theft Table 2-3 Paper You Generate Action You Generate Use your debit card A receipt, with date and balance Use your ATM card or branch of your bank A receipt with your balance at your bank Write a check Check with your signature Use your credit card Receipt in some businesses with your full card number, name, and expiration date of the card Complete a loan application Copy with all your personal information, including your SSN Shred, rip into tiny pieces, or cut into tiny pieces all the documents you generate that contain your personal information before discarding them.

Opting out of pre-approved credit card offers By receiving pre-approved credit applications in the mail, you increase your chances of becoming a victim of identity theft. All the identity thief needs to do is to steal the application from your mailbox, complete it, and send it in. The thief will use their address, so you will not even get the bills. You can opt out of pre-approved credit card applications by calling the toll-free number, (888) 567-8688. The call takes 30 seconds. You can opt out for two years or permanently, and you can opt-in at any time.

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